With the rise of online shopping platform, many people open online banking and mobile banking for the convenience of shopping. Both of them bring a lot of convenience to people, but at the same time, they also bring a lot of trouble. Hackers on the network are skillful, and they will leak their bank password if they are not careful, leading to the theft of deposits. Therefore, consumers must confirm whether the payment is safe or not, and do not click foreign links at will. After the bank card is stolen and swiped, it is necessary to take measures at the first time to retain the corresponding evidence, and then it is possible to ask the bank to bear the responsibility.